Portfolio · System Architect & Business Analyst

Trinh Van Thuong (Jasmine)

System Architect & Business Analyst

From idea to operation — I design systems that survive real-world use.

FINTECH PAYMENTS ENTERPRISE AI IOT MARTECH EDUTECH

System Architect with experience across fintech, payments, consumer finance, IoT operations, and enterprise AI platforms. I turn product and operational needs into clear specifications — covering requirement discovery, process mapping, solution design, API and integration flows, data rules, access control, audit trails, reconciliation, and delivery support.

Portrait of Trinh Van Thuong
4+
Years in fintech & platform delivery
6+
Regulated platforms architected
6
Domains: Payments, Consumer Finance, AI, IoT, MarTech, EduTech
1st
Prize — Gameloft programming contest
Experience

Where I work

Working with business users, compliance teams, vendors, and engineers to translate operational and product needs into systems that hold up in production.

Technology Fintech Innovation Solution JSC
2022 — Present
Business Analyst / System Architect
  • Requirements. Gather and clarify business, compliance, operational, and technical requirements for fintech, payment, consumer-finance, AI, and IoT systems.
  • Specifications. Write functional specs, user flows, process diagrams, data rules, API behavior, integration flows, access rules, and acceptance criteria.
  • Solution design. Design backend modules, partner integrations, event flows, transaction states, reconciliation logic, audit trails, and reporting data for operations and compliance.
  • Coordination. Work with product owners, business teams, developers, QA, infrastructure, and external vendors from requirement review through testing and release.
  • Architecture. Support decisions on platform structure, service boundaries, database usage, security permissions, deployment constraints, and non-functional requirements.
Selected projects

Platforms I've shaped

Selected platforms across regulated finance, payments, security operations, and enterprise AI — from target architecture and requirement scope through delivery support.

2026BA / System Architect

Enterprise AI Platform

Knowledge retrieval, workflow automation, and operational analytics. Built RAG pipelines for document ingestion, chunking, hybrid retrieval, reranking, multilingual translation, and citation-backed responses — with multi-tenant edition isolation, role/tier access control, OAuth connectors, semantic caching, and full observability.

RAGMulti-tenantSSE streamingPrometheusGrafanaLangfuse
2025BA / System Architect

Cross-Border Remittance Platform

Defined target architecture and requirement scope for a regulated remittance platform: customer onboarding, transaction processing, compliance checks, and reconciliation. Mapped transaction states, settlement flow, exceptions, and disputes; designed modular eKYC and risk-check components so policy rules could change without touching core processing.

RemittanceeKYCReconciliationAudit trailCompliance
2025BA / System Architect

Facility Management & Security Platform

A shared platform for physical security, IoT access control, device events, monitoring, and operational workflows. Clarified user roles, access rules, approval flows, and device lifecycle behavior; used event-based processing for high-frequency access and monitoring events while keeping device logic separate from core services.

IoTAccess controlEvent-drivenMonitoring
2024Software Developer

Customer Engagement & Analytics Integration

Designed the integration layer between core financial systems and a customer engagement platform. Worked through data-exposure rules, customer event definitions, consent boundaries, and access limits — enabling controlled event propagation so engagement features could use behavior data without exposing sensitive core financial data.

IntegrationConsentEvent propagationData mapping
2023Software Developer

Consumer Financing Management System

A modular financing platform for loan products, repayment flows, customer status, fees, approval steps, and operational controls. Mapped financial state changes so loan events, account updates, repayments, adjustments, and exceptions could be traced and audited, with access-control rules separating business, operations, and system responsibilities.

LendingState machineAuditAccess control
2022Software Developer

Digital Payment & Subscription Platform

Defined payment, subscription billing, validation, transaction status, and operational support flows. Designed event-based reconciliation between payment status and physical access control so service access updated on payment results, and prepared API/integration requirements covering failed payments, delayed confirmation, and reconciliation edge cases.

PaymentsSubscription billingReconciliationAPI design
2026BA / System Architect · Case study
Under development

JasmineAuto — Omnichannel Car-Dealer Platform

A multi-brand dealer group moving from fragmented per-dealership sites to one omnichannel platform: browse group-wide stock, reserve with a refundable deposit, pre-qualify for finance, value a trade-in, and book a test-drive or service — online, 24/7. End-to-end BA/SA artifacts plus interactive wireframes.

OmnichannelReserve + depositF&I pre-qualDMS/CRMEvent-driven
View case study
In practice

Where strategy meets engineering.

From requirement to running system — I translate business intent into specifications engineers can ship, designing flows, data, and integrations that hold up under real load, where strategy sets the direction and engineering proves it in production.

Technical skills

How I work

Analysis and system-design practice grounded in concrete tooling across data, backend, cloud, and AI platforms.

Business Analysis

Requirement gatheringProcess mappingUser flowsUser storiesFunctional specsAcceptance criteriaUAT supportStakeholder coordination

System Design

API behaviorIntegration flowEvent flowService boundaryTransaction stateAccess controlAudit trailReconciliationReporting data

Domains

FintechPaymentsRemittanceConsumer financeSubscription billingRegulated systemsIoT access controlEnterprise AI workspaceMarTechEduTech

AI Platform

RAGDocument ingestionChunkingHybrid retrievalRerankingCitation-backed answersClaudeOllamaLiteLLMSemantic cache

Data & Backend

PostgreSQLSQL ServerSQLiteMongoDBRedisQdrantPythonFastAPINode.jsTypeScriptNext.jsDocker

Cloud & Delivery

AWSGCPHybrid cloudOn-premiseOAuth connectorsSSEPrometheusGrafanaLangfuseAgileScrumWaterfall
Background

Education & recognition

EDUCATION
Ton Duc Thang University
Bachelor of Software Engineering · Vietnam
2018 — 2022
HONORS & AWARDS
1st Prize — Game Programming & Design Contest
Microsoft MakeCode Arcade · Issued by Gameloft · May 2022
LANGUAGES
VietnameseNative
EnglishProfessional working proficiency
SOFT SKILLS
Clear communication · requirement clarification · cross-team coordination · documentation · issue analysis · vendor coordination
Credentials

Certifications

Verified specializations behind the work — kept current to sharpen the engineering and architecture fundamentals. Select a certificate to view it full size.

01
Coursera · IBM

Applied Software Engineering Fundamentals

5-course specialization · 2024 Verify
See 50+ more certifications on LinkedIn
Writing

Notes & reflections

Occasional posts from my LinkedIn — on career, systems thinking, and the craft of building software that lasts.

Human is the pilot. AI is the copilot.
LinkedIn · AI

Human is the pilot. AI is the copilot.

Thuong Trinh Van ·

Speed should never replace judgment — why copying AI output without review is a habit to break, and how asking “Would I put my name on this?” keeps human accountability central.

#AI#HumanInTheLoop#FutureOfWork
Read on LinkedIn
Technology follows business
LinkedIn · Business

Technology follows business

Thuong Trinh Van ·

Great solutions begin with understanding the real goal — why even the best system fails without a meaningful business problem, and how outcome-first questions align the tech.

#BusinessAnalysis#ProductManagement#Strategy
Read on LinkedIn
Good teams run on cadence
LinkedIn · Teams

Good teams run on cadence

Thuong Trinh Van ·

Consistent communication beats constant meetings — why the best teams aren't the ones that meet most, but the ones with a predictable rhythm that turns communication into a system.

#Leadership#Teamwork#Agile
Read on LinkedIn
The future is Human plus AI
LinkedIn · AI

The future is Human plus AI

Thuong Trinh Van ·

The most powerful tools amplify human potential — why frontier AI isn't replacing people but acting as a flywheel, with human judgment still the differentiator.

#AI#FutureOfWork#Productivity
Read on LinkedIn
Wealth is more than money
LinkedIn · Wellbeing

Wealth is more than money

Thuong Trinh Van ·

Sometimes a walk in the park is worth more than another hour online — why health, energy, and time to step away from the screen are a kind of wealth too.

#WorkLifeBalance#WellBeing#MentalHealth
Read on LinkedIn
The future of AI is already beginning
LinkedIn · AI

The future of AI is already beginning

Thuong Trinh Van ·

Lessons from AI 2041 by Kai-Fu Lee — why the future of AI is as much a human problem (privacy, ethics, jobs) as a technology one, and why preparing for it starts today.

#AI#FutureOfWork#AI2041
Read on LinkedIn
Finding balance in a busy world
LinkedIn · Career

Finding balance in a busy world

Thuong Trinh Van ·

Building a sustainable career without sacrificing what matters most — why balance isn't splitting time equally, but having enough energy to show up fully for both.

#WorkLifeBalance#CareerGrowth#PersonalGrowth
Read on LinkedIn
FAQ

Questions I get asked

The things hiring managers, product owners and clients usually want to know before a first call — answered straight from the work on my CV.

I sit between the business and the build. The analysis half is requirement discovery and clarification, process mapping and solution design — then writing the functional specifications, user flows, process diagrams, data rules, API behavior, integration flows, access rules and acceptance criteria the team builds against.

The architecture half is designing backend modules, partner integrations, event flows, transaction states, reconciliation logic and the audit trails and reporting data operations and compliance teams need — plus the calls on service boundaries, database usage, security permissions, deployment constraints and non-functional requirements.

I stay with it through delivery: coordinating product owners, business teams, developers, QA, infrastructure and external vendors from requirement review through testing and release, then reviewing implementation gaps and adjusting the design when business rules, regulations or operational needs change.

Fintech, payments, remittance, consumer finance, subscription billing, regulated systems, IoT access control and enterprise AI workspaces. I have been with Fintech Innovation Solution Joint Stock Company since 2022, as Business Analyst and System Architect.

The selected platforms are the Enterprise AI Platform (2026), Cross-Border Remittance Platform (2025), Facility Management & Security Platform (2025), Customer Engagement & Analytics Integration (2024), Consumer Financing Management System (2023) and the Digital Payment & Subscription Management Platform (2022).

Traceability is a design input, not paperwork bolted on at the end. On the cross-border remittance platform I defined the audit trail, traceability and reconciliation requirements that let compliance teams review and investigate individual transactions, and mapped transaction states, settlement flow, exception handling and dispute handling for both business and operations teams.

I also keep policy separate from core processing — eKYC and risk-check components were designed as modules so policy rules could change without touching core transaction processing. The same principle applied in consumer financing: financial state changes were modelled so loan events, account updates, repayments, adjustments and exceptions could all be traced and audited, with access-control rules separating business, operations and system responsibilities.

The Enterprise AI Platform — knowledge retrieval, workflow automation and operational analytics. That included RAG pipelines covering document ingestion, chunking, hybrid retrieval, reranking, multilingual translation and citation-backed responses, plus Gmail-to-task ingestion, meeting transcription and summarization, dashboard analytics, file generation and SSE chat streaming.

Architecturally: multi-tenant edition isolation, role and tier access control, OAuth connectors, semantic caching, and monitoring through Prometheus, Grafana and Langfuse. The AI tooling is Claude, Ollama, LiteLLM and Qdrant.

Data and backend: PostgreSQL, SQL Server, SQLite, MongoDB, Redis, Qdrant, Python, FastAPI, Node.js, TypeScript, Next.js and Docker. Cloud and delivery: AWS, GCP, hybrid cloud and on-premise systems, OAuth connectors, SSE, Prometheus, Grafana and Langfuse.

I work in Agile, Scrum or Waterfall depending on the client, and run delivery through ClickUp, Trello, Jira and Notion — task tracking, sprint planning, backlog management and release coordination, with UAT support and stakeholder coordination on the analysis side.

Background: Bachelor of Software Engineering, Ton Duc Thang University (2018–2022). I work in Vietnamese (native) and English (professional working proficiency).

What drives me
“What does not kill you makes you stronger.”
Every challenge, failure, and hard problem becomes a lesson I grow from — a chance to build resilience, sharpen how I solve problems, and keep becoming a better version of myself. The same mindset I bring to the systems I design.

Let's design something that ships.

Open to system architecture, business analysis, and platform delivery work across fintech, payments, and enterprise AI.